grova
Personal finance, clearly

Know exactly where your money stands.

Grova tracks your spending, your safety net, and your portfolio in one calm place — plain numbers, no upsells, no ads.

Free. No ads. Your data stays isolated to your account.
Row-level database security
Hosted in the EU (Frankfurt)
No ad tracking, ever
Independently built & operated
What you get

Everything a personal budget needs. Nothing it doesn't.

Financial Health Score

One transparent 0–100 score built from five signals you already track — runway, savings rate, fixed costs, spending stability, and portfolio mix — plus concrete steps to improve it.

Portfolio Tracking

Live prices for stocks and ETFs, real-time FX, and spot pricing for gold, silver, platinum, and palladium — gains, losses, and allocation at a glance.

Safety Net & Runway

See exactly how many months your savings would cover your essential spending, and how much more you need to hit your target.

Recurring Payments

Track fixed bills and variable ones separately, each only counted when it's actually active.

Your Data, Portable

Export everything to JSON or CSV whenever you want. Import it back with zero duplicates. Delete your account and every row is gone instantly.

Dashboard & History

A month-at-a-glance view of income, expenses, and category breakdowns — jump between months or drill into any transaction.

How it works

Three steps. That's it.

1
Create a free account

No credit card, no trial clock.

2
Add transactions

One at a time, or import a CSV/JSON backup you already have.

3
See it update automatically

Your health score, safety net, and portfolio recalculate as you go.

Security & privacy

Your data stays yours.

  • Row-level security means every query is scoped to your account — enforced at the database, not just in the app.
  • We don't sell your data or use it for advertising, and we don't use tracking cookies.
  • Hosted on infrastructure in the EU (Frankfurt region).
  • Delete your account any time — all your data is erased immediately and permanently.
Questions

Frequently asked

Is Grova free?

Yes — Grova is free to use.

Is this financial advice?

No. Grova is for tracking and information only — it isn't financial, investment, or tax advice.

Who can see my data?

Only you. Every account's data is isolated at the database level.

Can I take my data with me?

Any time — export a full JSON backup or CSV, and delete your account whenever you want.

Who builds Grova?

Grova is built and run independently, not by a company or fund. Questions go straight to it.watermelon@outlook.com.

Ready to see where you stand?

Create a free account